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A different approach to home loans.  Cascade Mortgage has a different approach to mortgage lending.  Our role is to listen to you and use this information to offer the most appropriate way to fiance your property.   You will hear us use the term “mortgage planner” as we feel lending is not a single-based transaction; we plan for your current needs and future goals. We want to be your lender for life.
 
Unique service that is unmatched. From the moment we meet in person, on the phone or via the internet, you will realize how passionate we are about our profession. We feel mortgage lending is a continuous relationship, not a transaction based process. A relationship we value and continue to build upon long after the loan closes.  We will continue to monitor your mortgage and notify you of current market conditions so you never miss an opportunity to lower your monthly payment, increase savings or take advantage of investment opportunities.
 
Cascade Mortgage serves as your gateway to a complex industry. We believe in and are committed to understanding and providing the most current in technology, compliance and an enhanced product line.   We continually strive to offer our clients excellent mortgage terms, a mortgage education that is relevant to your financial picture, and professional service.
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FHA:  Monthly Mortgage Insurance for FHA is now for the life of the loan.

Fannie Mae Conventional:  Starting November 16th, the minimum down payment for a Fannie Mae conventional, conforming loan is 5%.  Cascade Mortgage allows the entire 5% down payment to be a gift from a relative.

Renovation Loans:  Want to purchase and remodel all with one loan?  We have them for conventional loans and FHA loans.  Owner occupied, 2nd homes or investment properties.

VA Financing - If you think you may qualify for a VA loan, please call us.  We specialize in VA loans.  We have a direct portal with VA which allows us to process and close your loan efficiently and quickly. 

Homepath Financing- A great program allowing a qualified buyer to purchase a Fannie Mae REO property with little down, no appraisal and no mortgage insurance.  More details in the Loan Products section.

   Worried about the value of your home or your income but want to refinance?  We may be able to help.  We offer refinance programs that do not require income verificaiton or appraisals.  Programs are available for VA, FHA and certain conventional loans.  Call us today to see if your home/mortgage qualifies.